About

Privacy

The following privacy policy and disclosure outlines San Diego Private Bank’s practices regarding personally identifiable financial information for consumers and those consumers that become our customers.

The Bank will provide this policy to customers when they open an account or become a customer of the Bank, and at least annually thereafter. This notice will be provided in the form of written notice prepared in compliance with applicable regulatory requirements.

PRIVACY POLICY

San Diego Private Bank recognizes the importance of customer privacy and is committed to maintain the confidentiality of our customers while providing them with the best service possible. The following notice provides the Bank’s practices concerning privacy and your rights as our customer.

First, we define various terms that we use periodically in this notice.

When we use the words you and your, we mean all of our consumer customers that have a continuing relationship with us such as a deposit or loan account.

We, our, and us means San Diego Private Bank.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. We will inform you of the sources of nonpublic personal information that we collect from our customers. We will also tell you what measures we take to secure your personal information.

An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. 

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

SHARING OF CUSTOMER INFORMATION

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law. We share information with third parties to:

• Complete a transaction that you authorized,
• Complete a transaction that you initiated,
• Provide information to a reputable credit bureau or similar reporting agency,
• Provide information that is lawfully permitted or required such as to government agencies or third party litigants when required by judicial process or court order.

THE CONFIDENTIALITY, SECURITY
AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

CONFIRMATION AND MAINTENANCE OF PERSONAL INFORMATION

If you have questions or just want to confirm that your personal information at San Diego Private Bank is correct, please contact us at (858) 875-6900.

It is the policy of San Diego Private Bank to maintain accurate and complete information on our customers. If you have any reason to believe that the information we hold with respect to you or your account is inaccurate, outdated, or incomplete, please contact us by telephone or in writing that such information may be corrected or updated as soon as possible.

ONLINE PRIVACY AND SECURITY POLICY AND DISCLOSURE

We take the issue of Internet privacy very seriously. San Diego Private Bank does not sell, distribute, barter, nor transfer personally identifiable information obtained from a user to a third party. You can visit this site and find out about our products and services without giving us any information about you. Currently, there are two ways that the San Diego Private Bank collects information online, Voluntary and Cookie Technology.

Voluntary

San Diego Private Bank may collect information from a user through voluntary submissions. Such submissions are made in response to questions, comments, or technical difficulties. If you provide personal information, such as address, e-mail, telephone, and fax numbers, as well as demographic and customer identification, we will not disclose (share, sell, or divulge) it to nonaffiliated third parties without your consent. We will maintain this information as well as your business activities and transactions, according to our usual strict confidentiality standards.

Cookie Technology

In order to provide better service, we will occasionally use a "cookie". A cookie is a small piece of information, which a web site stores on your web browser on your PC and can later retrieve. A web site other than the one that set the cookie cannot read the cookie. We may use cookies for a number of administrative purposes, for example, to store your preferences for certain kinds of information or to store a password so that you do not have to input it every time you visit our site. Most cookies last only through a single session or visit. The San Diego Private Bank will not use any cookies that contain information that will enable anyone to contact you via telephone, e-mail, of the U.S. Postal Service. You can set up your browser to inform you when cookies are set or prevent cookies from being set.

Links on Our Website

We are not responsible for the content or the privacy policies of websites to which we may provide links.

Before the San Diego Private Bank will establish a relationship with any vendor, that vendor must agree to comply with the same, or similar privacy principles as they relate to you and your personal information.

External Financial Services

Please use caution when using external financial aggregation or consolidation services. These are companies that collect personal information from a variety of sources and place them on one Website. They are able to do this by having you give them your identification information and password for each individual Website, and then use these passwords to access each account. You must provide your permission and information to allow these services to collect this data. We recommend extreme caution when using these services and encourage you not to provide any account or password to a site that is not familiar to you.

Preventing Identity Theft and Record Accuracy

San Diego Private Bank is committed to protecting your personal information and to maintaining accurate and complete records of all of your financial information. We are equally committed to resolving any reported inaccuracies or discrepancies. Strict policies and procedures have been implemented to ensure that your personal information is kept confidential. This would include any possible unauthorized access to or use of your account information. Only authorized signers can access account information. Every effort is made to protect our customers from fraud. We will never initiate a request for sensitive information from you via email (e.g., social security number, personal ID, password, PIN, or account number). If you receive an email that requests this type of sensitive information, you should be suspicious of it. We strongly suggest that you do not share your personal ID, password, PIN, or account number with anyone, under any circumstances. If you receive a suspicious looking email or if you believe our records contain inaccurate or incomplete information, please notify us at once. You should contact us at:

San Diego Private Bank
9404 Genesee Ave., Suite 100
La Jolla, CA 92037
858-875-6900

These policies are reviewed periodically by the San Diego Private Bank and may be subject to change.