Personal & Business Banking

Personal & Business Financing

Distinctly Different

Superior Solutions

At San Diego Private Bank, we have experienced bankers who will provide seamless delivery of custom banking solutions designed to simplify your life and optimize your balance sheet. We have customized our credit services to work for you and to reward you for your relationship as a San Diego Private Bank Client. We can help you realize a lifelong dream, finance a new venture or take advantage of investment opportunities.

• Intelligent and expeditious access to credit.
• Develop a credit relationship that provides ready capital to assist you in attaining your goals and objectives.
• Structure your transaction to accommodate your individual or business needs.
• Access your credit accounts via the internet and online Cash Management.

Most importantly, your San Diego Private Banker will provide you with unparalleled service.

• Personal Solutions
  Secured and unsecured loans and lines of credit are available to access liquidity, develop alternative tax strategies, and diversify your holdings by collateralizing your investment portfolio. Take full advantage of the professional knowledge available to you and your business via your Private Banker.
• Utilize your equity
  Access to home equity via convenient line of credit checking accounts or term loans. Use for home improvements, college loans, travel, and/or debt consolidation.
• Commercial credit needs
  Obtain financing options with working capital loans, letters of credit and lines of credit. Enjoy competitive rates and terms designed to suit your business and professional needs.
• Real Estate loans for Business
  Secure the best possible financing solution to acquire, construct and develop business and investment properties. Real estate loans are available for multiple dwelling, commercial, industrial and mixed use properties. For additional information, please inquire with your Private Banker.
• Mortgage Services
  Finance or refinance your primary residence or second home via our various mortgage loan products. 
• Credit Card Services
  Enjoy the convenience of easily obtainable personal and business credit cards. Monitor your monthly expenses efficiently. Preferred travel and student cards are available in addition to corporate and small business cards.
• Credit Alternatives
  Equity financing, access to venture capital and investor opportunities can be facilitated through your Private Banker. Introductions to our investment banker referral network may be the alternative you are looking for.
• Farmer's Mac Agricultural Loans
  
• Small Business Administration Advisory Services