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Personal & Business Banking

Personal & Business Banking

Credit Cards/Merchant Services

Credit Cards

For your business

Visa® credit cards are available in a variety of plans.  Rates and benefits vary depending on the plan best matched to fit your business needs.  Ask your Private Banker to assist you with the review of our selections including:

Visa® Business Card: offering standard business benefits with a great low rate.

Visa® Platinum Business Rewards Card: offering a great low rate while earning your choice of rewards- merchandise, certificates, cash and travel options.

Visa® Business Travel Card: offering exceptional travel benefits including double points on travel and lodging, and unrestricted travel with no blackout dates or seat restrictions.  Visa Concierge, Visa dining and Business Hotel savings.

Visa® Business Company Card: The Company Card is for the growing company- provides enhanced service, reporting and higher revolving credit lines.

Billing options include Central billing with one consolidated statement listing all card activity .  Individual billing is also available allowing for statements to be sent to each card holder, billing them directly.  Central Bill with Memo Statement allows for a consolidated statement billed directly to the Company with a memo copy sent out to each card holder reflecting their individual activity.

For you - personally

The choice of the right credit card solution for your personal needs can be easier with the assistance of your Private Banker.  Standard Visa® Platinum cards are offered at a great low rate.  Enhanced Select Rewards Visa® Platinum allow for a great low rate while earning your choice of rewards.  Cash Rewards Visa® Platinum offers cash back on purchases made anywhere.  And the Visa® Signature Card provides remarkable purchasing power with no preset spending limit.

Specialty cards are offered for Young Adults, College students and to those new to credit and/or needing to re-establish their credit histories.  Ask your Private Banker to assist you with your needs.

Merchant Services

Solutions for Merchants

Whether a retail merchant, non profit organization, or a professional business person you have to deliver high quality products and solutions to manage your cash flow and provide convenience to your clientele.  San Diego Private Bank has partnered with Elavon to deliver the most powerful combination of solutions, security and service in the industry.   

Payment solutions offered through Elavon comprise a full slate of payment processing tools to help you achieve greater control of your cash flow, minimize your collections risk, and better serve your customers.  Solutions include Debit and Credit Card processing, Purchasing Card acceptance and Electronic Check Service.  Unique capabilities include Dynamic Currency Conversion for those merchants with international customers.  Electronic Gift or Prepaid Service Cards are also available.

Elavon's delivery platform allows for a variety of capabilities, whether through POS terminals, or via a PC or hosted software solution, payment solutions can often be integrated into your business management software via a VAR interface depending on your business requirements.

Service support is offered around the clock whenever you need it.  A dedicated and well trained team of service professionals operate a 24/7 call center for voice authorization and client assistance.  Ask your Private Banker to assist you with your specific business needs.

 

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