Personal & Business Banking

Personal Banking Services

Distinctly Different

At San Diego Private Bank, our strategy is to integrate an array of services in order to simplify your life and to save you time and money. We've customized our banking services to work for you and to reward you for your relationship as a San Diego Private Bank Client.

• Combine the convenience of checking with the earning potential of investing.
• Gain seamless access to credit.
• Enjoy special rates and free services.
• Access your accounts over the internet; conduct your banking online, anytime.

Most importantly, your San Diego Private Banker will provide you with unparalleled service.

• Private checking: Offers simplified personal checking and unlimited check writing. Monthly statements are provided so that you may efficiently monitor all transactions. The account is also accessible via your ATM or Visa debit card.
• Private Checking Plus: Provides a convenient method to handle personal finances while earning a competitive rate of interest.
• Private Money Market: Provides high yielding, secure and flexible savings vehicle for the astute investor. Ask your Private Banker about our Private Market Indexed Account. Balances in excess of $25,000 earn a highly competitive variable rate of interest.
• Certificate of Deposits: A stable investment vehicle for short and long term investments with various terms available. Deposits in excess of $100,000 earn premium rates.
  
• Online Banking Services: Check your balances, make transfers between your Private accounts, view your imaged checks, and pay your bills 24 hours a day, seven days a week. Visit our demo online for further information, or ask your Private Banker.
• ATM/ Debit Card: With your ATM card you may check your balances and withdraw cash. Your Visa® debit card will allow you to make purchases at any location where Visa® is accepted. In addition, many vendors accepting the Visa debit card will allow cash back over the amount of purchase.
• Safe Deposit Boxes: Two sizes of boxes are available to secure your valuable belongings., (5x10 and 10x10). Check with your Private Banker for availability.
• Notary Services: Complimentary Notary services are available in our offices as well as at your home or office by appointment. Access our Notary services through your Private Banker.
• Credit cards: Personal, business, preferred travel & student cards are available.
• Home equity term loans and lines of credit: Access to equity via convenient checking accounts or term loans. Use for home improvements, college loans, travel, and/or debt consolidation.
• Mortgage strategies: Finance or refinance your primary residence or second home via our various mortgage loan products.
• Courier Services: We come to you! For pick up and delivery of deposits, cash and coin, let your Private Banker know your specific needs and we will schedule with our in house courier.
• Philanthropic needs: Utilize our access to "back office" resources to assist you with the day to day administration of your private foundation. Ask your Private Banker how we can provide you with assistance in meeting the operational/ accounting/grant research/ and tax filings necessary to keep your foundation up to date.