Your Security is Our Priority!

Please be sure to check your statements for any unauthorized transactions.

CHANGE IN THE TIMING OF ELECTRONIC PAYMENTS

Beginning on Friday, September 15th, some merchants, lenders, and billing companies you do business with may begin processing same-day debits from your account with us. This means that the SAME DAY you authorize a debit or payment you could also see the funds debited from your account. 

Same day processing of electronic debits from your account will provide more accurate information about your available account balance. Please contact your Banking Office for additional information regarding this change or you can visit www.NACHA.org to learn more about Same Day ACH.

Trouble Making Payments

FORECLOSURE AVOIDANCE ASSISTANCE

 

If you cannot afford your monthly payments and wish to avoid foreclosure, you may be eligible for a loan modification. We determine eligibility for loan modifications on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the modification. You may also qualify to refinance your current loan with us.

If you are interested in exploring any of the options listed above, you will need to provide us with certain financial information, including the following: your most recent paystub, list of current monthly expenses, your most recent tax return, bank statements, a current valuation of your property, if available (such as an appraisal), and any other documents determined to be necessary to make a loan decision.

If you would like to discuss your options for avoiding foreclosure with us, please call the Credit Administration Department at San Diego Private Bank at our toll-free number (877) 852-8080. Business hours are Monday – Friday 9:00 a.m. to 4:00 p.m.

 

You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling (800) 569-4287. Additional information is made available by HUD on its website at http://www.hud.gov.


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