Everything you need and want from a personal banking checking account solution. Whether just starting out, well established in life, or somewhere in between, we have a range of accounts to meet your financial needs.
A basic savings account that allows you to deposit into at any time. Build your balance with an automatic transfer from your checking account. Link your account for overdraft protection on your checking account.
A savings account for our junior bank Clients whose parents or guardians bank with CalPrivate Bank. No minimum balance required and no monthly maintenance fee.
Offers tiered interest rate option. Flexibility includes the convenience of check writing and linking a debit card to your account.
Flexibility in terms so you have choices to achieve your short or long-term savings goals.
An option for those choosing more control over their retirement funds. Traditional IRA is an account that allows you to defer taxes on the earnings on your contributions until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which they are made. Roth IRA allows only nondeductible contributions and features tax-free withdrawals for certain distribution reasons after a five-year holding period.
CalPrivate Bank offers a Distinctly Different™ banking experience. With all personal and business accounts, our banking professionals offer flexibility and convenience by providing account features that best meet your unique needs, with the consideration of our banking relationship. Confidentiality, creativity and convenience are cornerstones of our unparalleled service.
| Minimum Opening Deposit | Monthly Maintenance Fee | Minimum Daily Balance Waives Maintenance Fee | Average Daily Balance Waives Maintenance Fee | Account Features | |
|---|---|---|---|---|---|
| Savings | $100 | $3 | $300 | N/A | Additional deposits allowed at any time |
| Junior Savings | $100 | $0 | $0 | N/A | Free to young juniors whose parent or guardian maintains an account with CalPrivate Bank |
| Money Market | $2,500 | $10 | $2,500 | $5,000 | Tiered rates – Additional deposits allowed at any time |
| Premier Money Market | $25,000 | $10 | $25,000 | $50,000 | Tiered rates – Additional deposits allowed at any time |
| Certificate Of Deposits | $1,000 | N/A | N/A | N/A | 30 days to 5 year terms |
| Jumbo Certificate Of Deposits | $100,000 | N/A | N/A | N/A | 30 days to 5 year terms |
This account information is not intended to be the disclosure for these accounts. For a disclosure of terms & conditions governing deposit accounts, please contact us to request a copy of our Deposit Account Agreement and Disclosures. Fees may reduce earnings.
Learn more by contacting a Banking Professional or Contact your nearest Banking Office.
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